Don’t miss the fixed deposit promo this CNY | With the latest rates table for reference



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Don’t miss the fixed deposit promo this CNY | With the latest rates table for reference

By Harriet

According to Trading Economics and Bank Negara Malaysia, the average overnight policy rate in Malaysia is 1.75%. This means, most of the regular fixed deposit rates in Malaysia would be 1.75% and below. This is a 1.5% drop from the recent high average fixed deposit rate of 3.25% in 2019.

Don’t worry, there are FD promo rates this Chinese New Year!

Here's an overview of the rates:  

1) Affin Bank

For this promo, the customer is required to open and maintain a current or savings account to qualify for the special rates.

Minimum deposit:  RM10,000 (RM9,000 in FD and RM1,000 in current or savings account)

Maximum deposit: – RM1 million (RM900,000 in FD and RM100,000 in current or savings account)

More details here: Affin Bank

2) Alliance Bank

To qualify for the special rates of up to 20.21% for the first month of deposit, one has to maintain an investment in selected unit trust funds or purchase Banca Regular Premium products. 

Minimum deposit: RM1,000

Maximum deposit: None

More details here: Alliance Bank

3) CIMB eFixed Deposit

The campaign is only available on Clicks web/desktop view.

More info: CIMB eFixed Deposit

4) HSBC Premier  
Enjoy special rates of up to 6.38% per annum on Term Deposit-i with a minimum placement of RM50,000.

More info: HSBC Premier

5) Hong Leong  

The FD could be placed online, so you can enjoy the special rate without going out!
More info: Hong Leong FD Promotion

6) Public Bank eFD  
More info: PB eFD via FPX Campaign

Share with your friends and family to make extra risk-free returns this Chinese New Year!

Disclaimer: The information stated is not intended to be and does not constitute financial advice, investment advice, or trading advice.

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